Is Critical Thinking Overrated Or Under Developed

Is Critical Thinking Overrated or Under-Utilized in Higher Education? By Dr. Bruce A. Johnson | Submitted On December 27, 2015 Recommend Article Article Comments Print Article Share this article on Facebook Share this article on Twitter 1 Share this article on Google+ Share this article on Linkedin Share this article on StumbleUpon Share this article on Delicious Share this article on Digg Share this article on Reddit Share this article on Pinterest Expert Author Dr. Bruce A. Johnson Critical thinking is listed as a desired skill or preferred outcome within many higher education courses. It is something that students are expected to demonstrate through their involvement in the class and learning activities. It may be listed in a rubric and/or stated in the course syllabus, depending upon the requirements of the program or the school itself. There may be varying degrees as to how it is demonstrated and then evaluated, ranging from occasionally to always within a rubric description. It is a common practice to provide students with the course rubrics at the start of class; however, the question becomes: Do students usually know what critical thinking means? Do instructors or schools provide a standard definition? Additional questions that arise include: Do instructors understand the meaning of critical thinking and are they provided with an explanation by the school? These are questions that I sought to answer and I spent over two years talking to instructors andShow MoreRelatedQuestions On T H T Company1899 Words   |  8 Pagesovercome the problem of heuristic processing of the human mind, an individual has to repave such response with more accurately computed response, by mostly knowledge gap in learning the information or the rules. This would bring about less rational thinking errors made by the human mind. 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Natural Resources and Energy in the Rainforests Free Essays

The beauty, majesty, and timelessness of a primary rainforest is indescribable. It is impossible to capture on film, to describe in words, or to explain to those who have never had the awe-inspiring experience of standing in the heart of a primary rainforest. Rainforests have evolved over millions of years to turn into the incredibly complex environments they are today. We will write a custom essay sample on Natural Resources and Energy in the Rainforests or any similar topic only for you Order Now Rainforests represent a store of living and breathing renewable natural resources that for eons, by virtue of their richness in both animal and plant species, have contributed a wealth of resources for the survival and well-being of humankind. These resources have included basic food supplies, clothing, shelter, fuel, spices, industrial raw materials, and medicine for all those who have lived in the majesty of the forest. However, the inner dynamics of a tropical rainforest is an intricate and fragile system. Everything is so interdependent that upsetting one part can lead to unknown damage or even destruction of the whole. Sadly, it has taken only a century of human intervention to destroy what nature designed to last forever. The scale of human pressures on ecosystems everywhere has increased enormously in the last few decades. Since 1980 the global economy has tripled in size and the world population has increased by 30 percent. Consumption of everything on the planet has risen- at a cost to our ecosystems. In 2001, The World Resources Institute estimated that the demand for rice, wheat, and corn is expected to grow by 40% by 2020, increasing irrigation water demands by 50% or more. They further reported that the demand for wood could double by the year 2050; unfortunately, it is still the tropical forests of the world that supply the bulk of the world’s demand for wood. In 1950, about 15 percent of the Earth’s land surface was covered by rainforest. Today, more than half has already gone up in smoke. In fewer than fifty years, more than half of the world’s tropical rainforests have fallen victim to fire and the chain saw, and the rate of destruction is still accelerating. Unbelievably, more than 200,000 acres of rainforest are burned every day. That is more than 150 acres lost every minute of every day, and 78 million acres lost every year! More than 20 percent of the Amazon rainforest is already gone, and much more is severely threatened as the destruction continues. It is estimated that the Amazon alone is vanishing at a rate of 20,000 square miles a year. If nothing is done to curb this trend, the entire Amazon could well be gone within fifty years. Massive deforestation brings with it many ugly consequences-air and water pollution, soil erosion, malaria epidemics, the release of carbon dioxide into the atmosphere, the eviction and decimation of indigenous Indian tribes, and the loss of biodiversity through extinction of plants and animals. Fewer rainforests mean less rain, less oxygen for us to breathe, and an increased threat from global warming. But who is really to blame? Consider what we industrialized Americans have done to our own homeland. We converted 90 percent of North America’s virgin forests into firewood, shingles, furniture, railroad ties, and paper. Other industrialized countries have done no better. Malaysia, Indonesia, Brazil, and other tropical countries with rainforests are often branded as â€Å"environmental villains† of the world, mainly because of their reported levels of destruction of their rainforests. Why should the loss of tropical forests be of any concern to us in light of our own poor management of natural resources? The loss of tropical rainforests has a profound and devastating impact on the world because rainforests are so biologically diverse, more so than other ecosystems (e. g. , temperate forests) on Earth. Consider these facts: †¢A single pond in Brazil can sustain a greater variety of fish than is found in all of Europe’s rivers. †¢A 25-acre plot of rainforest in Borneo may contain more than 700 species of trees a number equal to the total tree diversity of North America. A single rainforest reserve in Peru is home to more species of birds than are found in the entire United States. †¢One single tree in Peru was found to harbor forty-three different species of ants – a total that approximates the entire number of ant species in the British Isles. †¢The number of species of fish in the Amazon exceeds the number found in the entire Atlantic Ocean. The biodiversity of the tropical rainforest is so immense that less than 1 percent of its millions of species have been studied by scientists for their active constituents and their possible uses. When an acre of tropical rainforest is lost, the impact on the number of plant and animal species lost and their possible uses is staggering. Scientists estimate that we are losing more than 137 species of plants and animals every single day because of rainforest deforestation. Surprisingly, scientists have a better understanding of how many stars there are in the galaxy than they have of how many species there are on Earth. Estimates vary from 2 million to 100 million species, with a best estimate of somewhere near 10 million; only 1. million of these species have actually been named. Today, rainforests occupy only 2 percent of the entire Earth’s surface and 6 percent of the world’s land surface, yet these remaining lush rainforests support over half of our planet’s wild plants and trees and one-half of the world’s wildlife. Hundreds and thousands of these rainforest species are being extinguished before they have even been identified, much less catalogued and studied. The magnitude of this loss to the world was most poignantly described by Harvard’s Pulitzer Prize-winning biologist Edward O.  Wilson over a decade ago: â€Å"The worst thing that can happen during the 1980s is not energy depletion, economic collapses, limited nuclear war, or conquest by a totalitarian government. As terrible as these catastrophes would be for us, they can be repaired within a few generations. The one process ongoing in the 1980s that will take millions of years to correct is the loss of genetic and species diversity by the destruction of natural habitats. This is the folly that our descendants are least likely to forgive us for. † Yet still the destruction continues. If deforestation continues at current rates, scientists estimate nearly 80 to 90 percent of tropical rainforest ecosystems will be destroyed by the year 2020. This destruction is the main force driving a species extinction rate unmatched in 65 million years. As human beings continue on the quest to find more efficient and economical ways of creating a better life, the world at large is feeling the effects. Searching for new land to build and to grow crops on has created a predictable disturbance to the biogeochemical cycle in rainforests. The biogeochemical chemical cycles in a rainforest rotates through both the biological and the geological world, this can be described as the biogeochemical process. Of course a rainforest takes hundreds of thousands of years to become lush and tropical, while it takes big business a matter of hours to demolish the land and begin building, farming or drilling oil wells on. The plants and animals in rain forest either remain undiscovered, become extinct or are lost to the destruction of the heavy machinery used to clear the land. This has an immense effect on the biogeochemical cycles in the rainforest. Reservoirs are affected and the trees of tropical rain forests are unable to bring water up from the forest floor that would naturally be evaporated into the atmosphere. This is a cycle that is necessary for the whole planet. Oxygen is released into the atmosphere by autotrophs during photosynthesis and taken up by both autotrophs and heterotrophs during respiration. In fact, all of the oxygen in the atmosphere is biogenic; that is, it was released from water through photosynthesis by autotrophs. It took about 2 billion years for autotrophs (mostly cyanobacteria) to raise the oxygen content of the atmosphere to the 21% that it is today; this opened the door for complex organisms such as multicellular animals, which need a lot of oxygen. (McShaffrey, 2006) This is typically the responsibly of trees in a rainforest to carry chemicals from the land into the atmosphere. Human beings are having a major impact on this action being completed. During the clearing of these rainforests, humans burn the area to be excavated and the carbon cycle in the area is then disrupted. Fossil fuels release into the atmosphere excess carbon dioxide. More carbon dioxide is then released into the air and the oceans eventually causing a common condition called global warming. Global warming simply means that the carbon dioxide produced in the atmosphere is permitting more energy to reach the Earth’s surface from the sun than is escaping from the Earth’s surface into space. Reference http://www.rain-tree.com/facts.htm How to cite Natural Resources and Energy in the Rainforests, Essay examples

Revenue Recognition Fraud Essay Example

Revenue Recognition Fraud Essay Revenue Recognition Fraud: Methods and Reason In today’s corporate arena, fraud has taken its seat among the top priorities of those who make policies and set standards. The majority of large-scale fraud is perpetrated by the improper recognition of company revenues and is, in practice, generally simple. Revenue recognition fraud can be carried out by keeping the books open past the end of the accounting period, recording consignment goods as sales, improper bill-and-hold transactions, failure to record offsetting accruals, and many other methods that boost earnings. Internal auditors need to understand the types of revenue recognition fraud and the internal controls that prevent the use of improper techniques. This knowledge will allow them to help management and the board of directors in protecting the reliability of financial reporting. Techniques for Revenue Recognition Fraud Revenue recognition fraud is not always difficult to understand. In many cases it’s rather easy to see once someone points it out. In his article â€Å"Timing is of the Essence,† Joseph T. Wells explains that the most common method of revenue recognition fraud is holding the books open past the end of the accounting period. He states, â€Å"proper accounting cut-off tests prevent most of these problems, but not all,† [Wells 2001]. He goes on to explain that companies can stop time clocks and continue shipping goods until sales targets are met, but competent auditors should notice that something obvious or at least suspicious is happening. Playing with time is not the only way to improperly recognize revenue. Another way to commit revenue recognition fraud is by recording goods on consignment as sales. We will write a custom essay sample on Revenue Recognition Fraud specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Revenue Recognition Fraud specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Revenue Recognition Fraud specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Consignment goods are those that a party ships to a selling agent. The shipment of these goods to the selling agent should never be recorded as a sale because they are still inventory of the consigning company. This method of revenue recognition fraud is detected by the reversal of sales that must take place in order to correctly record the revenue. Again, auditors should be able to identify these situations and take necessary actions [Wells 2001]. Along with these two methods, bill-and-hold transactions can be used to prematurely recognize revenue. Douglas R. Carmichael, in his article â€Å"Hocus-Pocus Accounting,† says that bill-and-hold scams are â€Å"difficult to audit and have long been associated with incidents of financial fraud,† [Carmichael 1999]. In a bill-and-hold transaction, after the customer says they will purchase goods, the seller bills the customer and holds the goods until the customer requests delivery. Even though this is not a GAAP violation, the SEC does have a checklist stating requirements that a transaction must fulfill in order to recognize the revenue. A method of premature revenue recognition that is a violation of GAAP is the failure to record offsetting accruals. This is a GAAP violation because unless you have completed your services you cannot record the entire amount of revenue [Wells 2001]. There are many organizations that receive payment in advance for services that they have yet to complete. Apartment complexes, magazine companies, and others would benefit in the short run by eliminating the liability and increasing the revenues. The deterrent to this fraud technique therefore is the GAAP rule. These methods of improperly recognizing revenue are illegal, prevented by GAAP, or detectible by auditors. Yet this type of fraud today seems to be more widespread and newsworthy. Why are so many companies failing to meet the standard of business ethics that we are taught in school? Pressure. â€Å"Public companies feel pressure to report quarterly earnings that meet or exceed analysts’ expectations – after all, failure to meet those expectations can hurt companies’ stock prices,† says Carmichael [Carmichael 1999]. Companies determine their success to a great extent by their stock prices, and rightly so. Corporations and industries can rise and fall from the interest or trust of the investing public. This pressure from the public can create potential problems within organizations. The Control Environment’s Effect on Fraudulent Revenue Recognition The Committee of Sponsoring Organizations, COSO, has established the widely accepted definition of internal control. This definition includes an area of internal control labeled the control or internal environment, which has seven components. Each of these components has an effect on every business that is in existence. There are two, however, that, if not taken into consideration, can lead to unethical decisions such as revenue recognition fraud. The first control environment component is commitment to integrity and ethical values, which means that management should strive for a culture that stresses integrity. Also, â€Å"top management should make it clear that honest reports are more important than favorable ones,† [Romney and Steinbart 2003]. If this were truly stressed in organizations, improperly recognizing revenue in order to boost profits would be a problem rarely found. The second and possibly more important component of the control environment is management philosophy and operating style. In an ideal organization this would be the channel through which commitment to integrity would flow. In this component it is stated that â€Å"the more responsible that management’s philosophy and operating style are, the more likely it is that employees will behave responsibly in working to achieve the organization’s objectives,† [Romney and Steinbart 2003]. However, in many instances this is not the case. Pressure from many directions causes a shift or change in management philosophy, and as the weakness in these two areas grows, the potential for revenue recognition fraud increases. Kyle Anne Midkiff gives an example in â€Å"Finding Fraud: Know the Warning Signs and Avoid the Problem,† where â€Å"in a division of a publicly traded company, management created an environment, in which achieving budgeted earnings was of paramount importance and needed to be accomplished at any cost,† [Midkiff 2003]. This philosophy is in striking contradiction to that desired by COSO, and therefore lacking a good control environment. This overwhelming stress on meeting budgeted goals and analyst’s expectations drives managers away from integrity and towards a success only mindset, which can lead to implementing one of the various methods of revenue recognition fraud. Conclusion Since the board of directors depends upon the internal auditors assessments of risks and controls, the internal auditors are crucial to maintaining a reliable financial reporting environment. The forms of revenue recognition fraud are many. Playing with time, recording consignment goods as sales, improper bill-and-hold transactions, and failure to record offsetting accruals are some of the many methods to improperly recognize revenue. These methods in practice are not terribly difficult to understand, and in many cases are limited by statue, policy, or audits. However, as Joseph T. Wells stated, â€Å"even adequate internal controls can be overridden by management,† [Wells 2001]. Therefore, the only way to eliminate revenue recognition fraud, in my opinion, is to change management philosophy to mirror that of COSO’s definition. For this to happen, pressure to meet expectations must not sit atop the pyramid, but instead be replaced by an unrelenting drive to secure the company’s integrity for its employees, shareholders, and customers. Works Cited Carmichael, Douglas R. â€Å"Hocus-Pocus Accounting. † Journal of Accountancy 188. (1999): 59-63. Midkiff, Kyle Anne. â€Å"Finding Fraud: Know the Warning Signs and Avoid the Problem. † The Legal Intelligencer 5 229. 95 (2003) Romney, Marshall B. , and Paul John Steinbart. Accounting Information Systems 9th Edition. New Jersey: Prentice Hall, 2003. Wells, Joseph T. â€Å"Timing is of the Essence† Journal of Accountancy Online Issues (May 2001) http://www. aicpa. org/pubs/jofa/may2001/wells. htm http://www. theiia. org/download. cfm? file=83856

5 Steps To Make Your Freelance Clients Love Your Writing

5 Steps To Make Your Freelance Clients Love Your Writing The best way to make sure your freelance clients love your writing is to write top-notch copy. That much is true. As a professional writer, your skills are your main concern. But there is more to great copy when it comes to getting clients to love what youve done for them. You need to perfect the entire client process so that the experience of hiring you is as excellent as the work you produce. A bad experience can muddy up great final copy. So how do you get your freelance clients to love your work? 1. Ask Freelance Clients Questions Up Front Asking the right questions up front is the only way both you and the client will be clear on whats needed, whats possible, and what will happen. Desperation for work often causes us to not want to rock the boat with too many questions, and so we eagerly say yes to put on a facade of confidence and grab the job. And thats where the trouble starts. You either dont have enough information to do the job right, or you have to keep going back to the client to get that information you should have gotten in the first place. That isnt going to paint a professional image of who you are and how you work. Even if your final product is amazing, youve colored the experience for your client. Make a spreadsheet to track specifics for each freelance job. Questions at the beginning are best. Even if you have a lot. Find out the specifics, such as how many words the client expects, and when they want the completed project. Find out the background on the project. Perhaps you didnt know this client prefers interviews as part of the research process. And, dig deep to find the less obvious things the client may not think to tell you. They might assume you already know. Research the clients publication or blog to find out what kind of writing has been used in the past, and make notes of tone, style, and content. Know exactly what the client wants; they will appreciate your concern and professionalism as you ask pertinent questions. And they will love the result all the more. Ask all questions up front to keep the #FreelanceWriting experience from being ugly.2. Write In Your Strengths If Possible Youll be more enthusiastic if you write about topics you are knowledgeable, comfortable, and enjoy. Clearly, you cant always get projects that fit this definition, but make an effort to pursue and retain those that do. When you write about the things you love, you have already done the research. You are knowledgable not because you had to find information to finish a project, but because you found information over the years to satisfy your own curiosity. When you write about the things you love, you are writing from experience. You become your own reference, and you dont have to search the internet high and low to find the thoughts and quotes of others. You are an expert in your own right, and can freely talk. When you write about the things you love, your enthusiasm shows. Youll have a fresh take and toss the formulas aside and it will show in your writing. When you write about the things you love, your client will love what youve written for them. So, when you have a client who is asking you to write on something you dont love, thats fine. Thats the job. But if that same client starts to make life miserable for you, pushing boundaries and getting testy about what you charge for freelance writing, consider if you really want to fight that battle. Write about the things you love as much as you can. It shows in your work. #FreelanceWriting3. Write For Your Freelance Clients, Not Yourself Remember, youre not writing for yourself. In fact, for some writing projects, your name might not even be attached. You cant approach every writing project as if you are building a public reputation for yourself. Instead, you need to be aware of the voice your client needs, and be that voice for them, because youre actually building their public reputation with your words. Clients have chosen you because of your style and that they like your work, but maybe your blunt blog posts that they say they loved arent the correct tone for their corporate handbook. It all goes back to asking the right questions, one of which should be to ascertain what tone they are looking for. You may want to speak to their marketing department so that you are on message. Doesnt sound like fun, but you can have fun with your own voice on your own blog. When writing for clients, you must become the voice they need. Write for your #freelance clients, and not for yourself. You are their voice.4. Sell Your Work Back To Your Freelance Clients Self-promotion comes easily for some, but not all. For those of us who struggle with self-promotion, talking about yourself feels icky; talking about your work and selling it feels even worse. But you have to. You could present your client with the same finished product without much fanfare, or you could present it to them with both an attitude of confidence and essentially sell it back to them,  and theyd prefer the latter. Why would you sell it back to them when they already paid for it? Theyve hired you, havent they? That ought to be enough. Your client wants you to give them confidence about your work. They want you to reassure them that they didnt make a mistake in paying you money to write for them. Maybe you dont have to do it after youve been in a working relationship for quite a while, but at the beginning, especially, you need to help your client love your work by showing them that you love your work, too. Its a way of showing them youre giving them your best, and that youre not haphazard about their project. You have to convince #FreelanceWriting clients twice: to hire you, and to keep you.5. Respect Your Client Show your client respect. Again, your clients take on your work often has less to do with how great you writing is, but how their experience working with you was. If you respect your client, their experience will be a good one. Respect Deadlines Time is money. You know that, as a freelancer. The same applies to your client. They have a deadline for a reason; it fits their time schedule. When you turn a project it past a deadline or barely under the wire, you can cost them money.  Clients love your work. Theyll love it even more if you get it to them on time.

What to Do If You Have a Family Emergency in College

What to Do If You Have a Family Emergency in College Even though college students are often mocked for not living in the real world, many students do, in fact, deal with major life situations and events. Unexpected family illnesses, financial situations, deaths, and other events can happen during your time in college. Unfortunately, your academics might end up paying the price simply because you cant manage everything all at the same time. (And when faced with a major family emergency, its unrealistic to expect yourself to manage everything anyway.) If you find yourself faced with a family emergency in college, take a deep breath and spend 20-30 minutes doing the following. While it might seem like you dont have the time now, this small allotment of effort can do wonders for keeping your academics and college situation in check. Notify Your Professors and ​​Academic Adviser You dont have to go into too much detail, but you do need to let your professors know whats going on. Be as honest as you can without being dramatic. Let them know: What has happenedWhat it means for things like your class attendance, assignments, etc.What your next steps are, whether its an emergency trip home for the weekend or a longer absenceHow they can contact youWhen and how youll be contacting them next Ideally, everyone will then be aware of your situation and wont penalize you for having to miss class, be late on an assignment, etc. Additionally, your adviser should reach out in response and offer you some resources that can help with your situation. Tell the People You Live With Whats Going On Again, you dont need to share more than you need to. But your roommates might wonder whats going on if you leave without telling them for a few days; similarly, your RA might start to be concerned if he or she sees you missing class and/or coming and going at odd hours. Even if you just leave a note or send an email, its better to let people know that, for example, youre heading home to visit a sick relative than to cause undue worry or concern over your unexplained absence. Spend a Minute Thinking About Your Financial Situation Does this family emergency have financial consequences for you? Do you need to find funds right away for a flight home, for example? Does this emergency have a larger impact on your financial aid? It might seem awkward, but being aware of how your changed situation might affect your financial status is important. You can send a quick email to the financial aid office or even pop in for an emergency appointment. The staff there knows that life happens while youre in school, and you might be pleasantly surprised at the resources they have available for students in your situation. Think About Using the ​Counseling Center By their nature, emergencies cause turmoil, unrest, and all kinds of mixed (and often unwanted) emotions. At many (if not most!) institutions, visits to your campus counseling center are included in your tuition and fees. Even if you arent sure what youre feeling or how to feel about the situation, a visit to the counseling center might be a smart idea. Spend a minute or two calling the center to make an appointment they might have emergency slots open or at least finding out what resources are available if you decide you want them later. Tap Into Your Support Systems Whether its your best friend on campus or a favorite auntie who lives 3,000 miles away if youre facing an emergency family situation, check-in with those who support you the best. A quick phone call, text message, email, or even video chat can do wonders to update them as well as provide you with some love and support. Dont be afraid to reach out at a time you need them the most to those who love you the most. After all, if your friend or loved one were in your situation, you likely would be more than happy to support him or her however possible. Let yourself be supported by those around you as you deal with your situation.

Performance Management in Organisations Essay Example | Topics and Well Written Essays - 3500 words

Performance Management in Organisations - Essay Example The paper offers a thorough analysis of the performance management system (PMS). It provides the information about vital components of the PMS, namely, its objectives, stages of development, setting of company goals and standards, working on performance appraisal, communication, and training. The author proves that an effective performance management system enables an organisation to set targets, monitor implementation, and evaluate the performance of its employees. It provides a platform to the management for communicating with employees in order to evolve ways and means to increase productivity and efficiency of the organization as a whole. The research shows that a successful PMS facilitates an effective dialogue between employee and supervisor to enhance individual performance. In particular, it gives managers and supervisors opportunities for giving positive reinforcement to employees. In order to be effective and acceptable, performance appraisals should be fair, open, and posi tive with developmental objectives. The unique part of the work is that the notion of the PMS is studied not only theoretically, but also through the comparison of the PMSs of two institutions,a state secondary school and a haulage firm. The author creates performance appraisal sheets for measuring teachers' and managerial work. Appraisal parameters of teachers' performance are academic knowledge and communication skills, ability to prepare lesson plans and to deliver them. Appraisal parameters of managerial work are managerial, operational, administrative, and decision-making skills.

The reserch paper on The Euro Crisis Essay Example | Topics and Well Written Essays - 4000 words

The reserch paper on The Euro Crisis - Essay Example This common national currency Euro is utilised by over 300 million people in the world’s most developed economic region, which is considered as a record in the international monetary system. The common currency Euro was established by the European nations with the objectives of acquiring better integration among member nations as well as to enhance the currency value in the global economy (Feenstra & Taylor, 2012). In the year 1999, Economic and Monetary Union (EMU) was also established with the motive of utilising the single national currency i.e. Euro for all the trade activities performed by the European nations. In the starting of 2002, there were 12 countries in Europe Union (EU) which include Germany, Austria, Belgium, Ireland, Finland, Italy, France, Greece, Netherlands, Spain, Luxembourg and Portugal that utilised Euro as their national currency. Later on many countries also joined EU and adopted Euro as a national currency. However, three EU member countries namely Sw eden, United Kingdom and Denmark do not used Euro as their national currency. By the year 2010, there were 27 countries as members of EU. In Euro zone, the main objective of EMU was to establish a common monetary currency for EU members and to coordinate the monetary affairs of the member nations through European Central Bank (ECB). The euro zone has faced financial crisis due to sluggish economic growth as well as high rate of underemployment. Moreover, economic recession of 2008 has also raised many economic problems in the European nations (Arestis & Sawyer, 2012). Considering this aspect, the review will emphasize on the factors accountable for crisis in the European nations. The objective of the review is to recognise the reasons for Euro crisis. Moreover, review will also focus on remedies necessary for minimising the effects of Euro crisis in the European nations and other countries. The review includes other aspects related to the Euro crisis along with economic problems fac ed by the European nations. Background The Euro system of the European countries consists of ECB and 11 central banks of different nations. The Euro system has four major jobs with respect to economic growth and sustainability. The first job is to execute the monetary strategies implemented by Central Council of ECB. The second job is to undertake foreign exchange functions and the third job is to maintain money reserves of euro area nations. The Euro system is responsible for coordinating as well as managing monetary policy of EU. Euro was considered as a single common currency by EU members with the objective of acquiring a stabilised price for a long period of time. Moreover, with common currency it was expected that it would help to expand the market and also would assist in better integration of capital, goods and service. Furthermore, it was anticipated that with the introduction of common currency, Euro would be an important currency relating to foreign exchange markets (Euro pean Central Bank, 2009). Economic and Monetary Union (EMU) EMU was set up with the motive of stabilising the monetary operations as well as for prosperous economic development of the European nations. The vision of EMU is to develop an integrated framework for the financial sectors which enables the banking